Big Tips to Save For Your Dream Wedding

Weddings are one of the most significant and joyous events in a couple’s life. However, they can also come with hefty costs. According to SoFi, the average cost of a wedding in the US in 2025 is between $33,000 and $36,000. From the venue to the dress and everything in between, the expenses can quickly add up. While it’s easy to get lost in the excitement of planning, it’s important to be strategic about your finances so you can have the wedding of your dreams (without breaking the bank).

Saving for a wedding can feel daunting, but with the right approach and a few creative strategies, you can make it happen. In this post, we’ll share some big tips to help you save for your dream wedding. 

How to Save For Your Dream Wedding – Tips That Actually Make a Difference

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1. Set a Realistic Budget

Before you even begin picking out flowers or tasting cakes, it’s essential to sit down and create a realistic budget. Start by determining how much you’re able to save each month and then break down the costs of each wedding element. This includes the venue, food, decor, attire, photography, and so on.

Make sure to factor in a cushion for unexpected expenses. Weddings tend to have hidden costs that can catch you off guard, so it’s better to overestimate than underestimate.

2. Cut Costs by Living With Roommates

One of the biggest monthly expenses for many people is rent or mortgage payments. If you choose to live with roommates, you can reduce your living expenses and put those savings toward your wedding fund.

Living with roomies doesn’t have to be a permanent arrangement either. You can use this strategy temporarily while saving for your big day. Think of it as a short-term sacrifice for a long-term gain. Plus, living with roommates doesn’t mean you have to give up comfort. There are plenty of options out there where you can find spacious rooms or apartments that still offer privacy while being cost-effective.

3. Open a Wedding Savings Account

One of the most effective ways to save for your wedding is to open a dedicated savings account. This will help you stay organized and ensure that all the funds you’re setting aside go directly toward your wedding costs.

Make sure to set a clear savings goal. This could be based on your wedding budget or a specific target amount you want to save by a certain date. Automate transfers to your savings account each month, and treat it like any other bill to avoid the temptation of spending that money elsewhere.

4. Cut Back on Non-Essential Spending

Saving for a wedding often requires making sacrifices, and that means cutting back on non-essential spending. Look at your monthly expenses and identify areas where you can trim the fat. This could mean skipping the daily coffee runs, cutting back on subscription services, or reducing the number of takeout meals.

Small changes can add up quickly, and they will help you funnel more money into your wedding fund. Additionally, try to be mindful of impulse purchases. In one study of 13 weddings, the average savings per wedding was $8,200 by avoiding common pricing pitfalls. The couples involved also reported a 40% reduction in planning anxiety.

So, every time you feel tempted to buy something you don’t really need, remind yourself that it’s better to spend on your future wedding rather than on temporary indulgences. 

5. Use Wedding Registries to Save on Gifts

Wedding gifts are a traditional part of the celebration, but receiving gifts that you need (like home appliances or decor) can help reduce the costs of setting up your new life together. When creating your wedding registry, consider including items you can use in the long run—items that will help you build your home or even reduce living costs (think about energy-efficient appliances).

By registering for practical gifts, you’ll reduce the need for duplicate purchases and can focus more of your savings on the experiences or elements that truly matter to you—whether it’s the honeymoon, your wedding attire, or that dream venue.

6. Consider a Smaller, More Intimate Wedding

While large weddings with hundreds of guests are wonderful, they can be incredibly costly. If you’re on a budget, consider having a smaller, more intimate ceremony with only your closest family and friends. This will reduce costs for things like food, drinks, invitations, and even your venue. Small weddings cost about $15,000 to $18,000 in total spending, and are characterized as having under 50 guests.

An intimate wedding can still be just as special and meaningful. You can put more thought into personalization, creating a unique and memorable experience for everyone involved. Plus, you’ll have more flexibility to spend on the things that matter most to you.

7. DIY Where You Can

Don’t be afraid to get creative and tackle some DIY projects to save on your wedding costs. From wedding favors to decor and even invitations, there are plenty of ways you can create beautiful elements for your wedding without the premium price tag.

Take the time to shop around for supplies and get creative with your ideas. DIY doesn’t have to look cheap — it just takes time and effort. If you’re not the crafty type, consider asking friends and family members to pitch in. They might be happy to help with little projects like making centerpieces or assembling wedding favors.

8. Take Advantage of Seasonal Discounts

Certain times of year offer better discounts for wedding-related items or services. For example, many venues offer lower rates during off-peak seasons. Similarly, wedding dresses and accessories may be discounted after the busy wedding season. According to the New York Post you can find a range of wedding deals during Prime day and Black Friday.

Consider planning your wedding during these off-peak times to take advantage of discounts. If you’re flexible with your wedding date, you could potentially save thousands by choosing a less popular month for your celebration.

9. Shop Around for Wedding Vendors

When it comes to hiring wedding vendors, don’t settle for the first one you find. It’s important to shop around and compare prices. Wedding photographers, florists, and caterers all vary in price, and sometimes their services come with hidden fees. Make sure you’re getting the best value for your money.

If you’re willing to negotiate, you might be able to secure a discount or package deal. Some vendors are open to working within your budget, especially if you’re flexible with dates and services.

10. Crowdfund for Your Wedding

If you have a strong social network, consider starting a wedding fund with a crowdfunding platform. Many couples have found success in raising money for their wedding through platforms like GoFundMe or Honeyfund.

According to Honeyfund, the platform has helped couples raise nearly $1 billion in cash gifts since 2006.

Be sure to keep your tone respectful and transparent when asking for donations, and make it clear that you are genuinely looking to reduce the financial burden of your wedding. This option might not be for everyone, but it can be a way to involve your loved ones in making your dream wedding a reality.

11. Rent Wedding Attire Instead of Buying

Wedding dresses and suits are some of the most expensive items on the wedding checklist. However, purchasing them outright might not be necessary, especially since you’ll likely only wear them once. Consider renting your wedding attire instead of buying it. Many high-end bridal shops offer rental options for both dresses and tuxedos, allowing you to wear a designer gown or suit without the hefty price tag. Renting can save you hundreds (or even thousands of dollars), and you’ll still look fabulous on your special day.

Additionally, rental shops usually handle cleaning and upkeep, so you won’t need to worry about the extra costs of preserving your gown after the wedding. If renting isn’t an option, consider buying secondhand wedding attire or finding discounted pieces during sales events. This is a great way to have a luxurious look for less.

Conclusion

Saving for your dream wedding doesn’t have to be a stressful or overwhelming task. With the right strategies in place, you can make the most of your budget and still create a celebration that’s unforgettable. From living with roomies to cutting back on unnecessary expenses, there are plenty of ways to reduce costs without compromising on the things that matter most to you.

Take the time to plan and organize your finances, and remember that every small step counts. With a clear budget and a bit of creativity, you’ll be able to celebrate your love in the way you’ve always imagined—without the financial strain.